Terms and condition

By signing up for a isphilippines account, you agree to the Terms of Use below, hereinafter referred to as the Terms. Please read these Terms carefully. If you do not accept these Terms, please do not access or use the application. The loanonline Application (hereinafter referred to as the App) is operated by JEFF ESTONIA OÜ, registered in the Republic of Estonia with business number 16372962 (hereinafter referred to as the Company). All documents below relating to the Application including those relating to the Company. Individuals commencing use of the Loanonline services hereinafter are referred to as Users.

1. General information

1.1. Application designed to receive and compare credit offers. Lending will be made by banks and lenders engaged in consumer lending, known as Lenders. Free loan brokerage service-level application.
1.2. Before starting to use the Application, the User must carefully read and understand the Terms. By using the Application or providing personal information to the Application, the User agrees to accept the Terms. If the User does not agree to the Terms, the User shall not use the Application.
1.3. The Company reserves the right to change or amend these Terms at any time without prior notice to the User.

2. Processing of personal data

2.1. By answering questions on the Application, the User agrees to these Terms.
2.2. To answer questions on the Application, it is necessary to enter the User’s personal data. By accepting the Terms, the User confirms that the User is requesting the processing of his personal data in order to receive a loan offer from the Lender.
2.3. The User confirms his consent to transfer his personal data at the request of the Lender so that the Lender can make a loan offer. The User agrees to let the Company transfer his/her personal data to a third party(s) who are the Company’s partners to serve the purposes of verifying and evaluating information, improving the quality of the User’s loan application. use and/or let such third parties assist in connecting and providing other suitable loan offers to the User.
2.4. The User is informed that the Application maintains the collection of personal data for submission to the Lender. By answering the questions on the Application, the User confirms the transfer of personal data to the Lender.
2.5. The User understands that the Company is not responsible for the Lender’s data processing.
2.6. The User agrees that the Company will use the physical address, email address and/or telephone number provided by the User to send commercial communications for products, services or promotions offered by the User. provided by the Company or the Lender.
2.7. Users agree that they may be contacted by any Lender/partner in loanonline’s partner network to provide loans or other financial services.
2.8. The User’s data will be deleted upon the User’s request by sending an email to support@isphilippines.com.

3. User Responsibilities

3.1. The User is obliged to answer questions on the Application in order to use the Service.
3.2. Users are obliged to use only secure electronic devices and data transmissions to answer questions on the Application.
3.3. The User is obliged not to share his account with a third party, but in the event that the user suspects that his application has been compromised by a third party, the User must immediately notify the Company by sending an email to support@isphilippines.com.
3.4. Before applying for a loan, the User has confirmed that he or she has read and understood the Company’s Terms of Use and Privacy Policy.

4. User Rights

4.1. The User has the right to use the Services of the Application for free.

5. Limitation of Liability

5.1. The Company will provide information on the Lender’s loan offers.
5.2. The Company is not responsible for the User’s choice to receive a loan or the terms of the selected loan.
5.3. The Company is not responsible for actions taken on behalf of the User by third parties that have gained access to the User’s Facebook account.
5.4. The Company shall not be liable for any damages incurred as a result of any malfunction, malfunction of the user’s equipment, use of inappropriate or unlicensed equipment or software, power failure or interruption. communications and other incidents.

6. Privacy Terms

6.1. All User Data entered into the Application will be transferred to the Lender solely for the purposes of processing listed on the Application or in accordance with the Company’s Privacy Policy.
6.2. When you select a product from the Company, we may provide your data to select Financial Service Providers and their representatives for the purposes of: assisting in the purchase of services, filing , or provide product information from a Financial Service Provider and related offers about the products and services offered by a Financial Service Provider.
6.3. We will not provide your Personal Data to any party unless that party agrees and/or undertakes to be bound by terms requiring a level of Personal Data protection equivalent to that protection required under the Personal Data (Privacy) Regulation. And You also consent to the forwarding and transmission of this data to other parties.
6.4. Examples of this data transfer include sharing your Personal Data with certain vendors, agents, service providers (possibly in other territories) and the Company. Financial service providers or their (marketing) agents with whom we have a business relationship or which we use to optimize, monitor or research the effectiveness and performance of the Application as well as the services we provide through the Application and you consent to this data sharing.

7. Intellectual Property Rights

7.1. All copyrights and rights not owned by any of the authors belong to the Company – JEFF ESTONIA OÜ, registered in the Republic of Estonia with business number 16372962.
7.2. Users of the Application are prohibited from using the services or products for any unintended purpose, including entering false information in the application.

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